01
Prepare
Know the package
Chattel Infrastructure for financial resiliency
Purpose-built for custody, vaulting, transfer, and transaction validation — so electronic collateral stays authoritative, enforceable, and transfer-ready.
chat·tel
/ˈchat-əl/ · noun
Any item of movable personal property that is not permanently attached to land or buildings.
*companies using chattel
The real product
We don’t digitize documents. We digitize collateral.
Signing tools and document stores leave banks with the same problem they started with: fragmented records, unclear control, and collateral that is hard to move. Safeclose turns a bank’s collateral from paperwork into a controlled, transferable digital asset — across the full lifecycle.
- More loans — give lenders a reason to bring volume to your bank
- Faster funding — compress origination to signing to fund
- Lower operating cost — retire manual document handling
- Lower risk — control, provenance, and a defensible audit story
- Better collateral control — know what you hold, who controls it, and where it is
- A moat — a lending network competitors cannot rent overnight
Dealer
Lender
Bank
More
Vault
UCC Article 9
Authoritative · control
Digital collateral infrastructure
Everything required to run the collateral lifecycle
Originate, create, sign, vault, transfer, and control electronic chattel paper in one chain of custody — under UCC Article 9. The software is the infrastructure. The commercial offer is a digital collateral network around your institution.
Know what you hold
Detect and structure electronic chattel paper so the obligation, the collateral story, and readiness for funding are legible before capital moves.
Hold the authoritative copy
Patent-protected vault custody means there is one controlled original — not a maze of PDFs pretending to be the same document.
Execute with certainty
Identity-confirmed, AV-verified signing so execution is part of the same chain of custody as storage and transfer.
Bring your lending network
Banks invite lenders. Lenders bring originators and borrowers. Every party works on a shared graph of relationships and control — not a stack of inboxes.
Move collateral, not folders
Transfers, assignments, and handoffs run through vault control under UCC Article 9 — so collateral can travel with provenance intact.
Prove it without reconstruction
Every custody event is timestamped and exportable. Auditors and counterparties stop rebuilding the story from email.
How it works
One digital chain of custody
From readiness through vaulting, verified execution, network relationships, controlled transfer, and exportable proof — every step is the same story of the collateral.
02
Vault
Authoritative copy
US PAT. 11,922,404
03
Execute
Verified signing
04
Network
Parties & control
05
Transfer
Move collateral
06
Prove
Exportable lineage
Patented infrastructure · Operational · UCC Article 9
The network
You bring the relationships. We provide the infrastructure.
Bank to lenders to originators to borrowers — and eventually institution to institution, because digital collateral can move. Integrations are how the network compounds, not an afterthought.
Lending network
Banks. Lenders. Originators. Counterparties.
14
How the ecosystem connects
50+
Ways volume enters the network
- Financial institutionsConnected
- Dealerships & originatorsConnected
- Servicers & administratorsConnected
- Core banking systemsConnected
- Document managementConnected
- Identity & accessConnected
- Marketplace platformsConnected
- Compliance & reportingConnected
- Analytics & dataConnected
- Legal & title partnersConnected
- Third-party signaturesConnected
- API & technology partnersConnected
- Cloud & infrastructureConnected
- Regulatory bodiesConnected
For bank presidents · lenders · originators
Become the digital collateral hub for your lending ecosystem
We’re not asking you to buy another piece of lending software. We’re offering something different: the ability to build a digital collateral network around your institution — faster transactions, clearer control, lower cost, less risk, and a network your competitors don’t have.